🏗️ What If a Contractor Damages Your Property?
Hiring a contractor is supposed to make your home better—not worse. But when a contractor’s mistake leads to damage, it can leave you wondering who pays for the repairs and how to hold them accountable. Here’s what to know if a contractor damages your property in Florida.
1️⃣ Review the Contract First
Start by reviewing your written contract. Most construction or renovation agreements require the contractor to perform work “in a workmanlike manner” and to carry insurance. Look for:
- Warranty or damage clauses
- Insurance or bonding information
- Deadlines for written notice of claims
If your contractor failed to meet these terms, they could be in breach of contract.
2️⃣ Notify the Contractor in Writing
Before escalating, notify the contractor in writing about the damage. Include photos, a description of what happened, and a reasonable deadline to fix or pay for the issue. Keep a copy of all correspondence—email is fine, but certified mail adds proof of delivery.
3️⃣ Gather Evidence
Take photos or videos of the damage immediately. Get an inspection or repair estimate from another licensed professional. This documentation will be crucial if you need to pursue compensation later.
4️⃣ File a Claim or Legal Action
If the contractor ignores your notice or denies responsibility, you can take formal action. Depending on the situation, you may have claims for:
- Breach of contract
- Negligence
- Property damage under §713.06, Fla. Stat. (mechanic’s lien laws can sometimes apply)
A Florida civil attorney can help you decide whether to send a demand letter or file a lawsuit.
5️⃣ Recovering Damages
You may be entitled to reimbursement for:
- The cost to repair or replace damaged property
- Temporary housing costs (if damage made your home unlivable)
- Attorney’s fees and court costs (if allowed under the contract or statute)
💬 Final Thoughts
If a contractor damages your property, don’t wait too long to act. Florida law includes strict deadlines for certain claims, and evidence is easiest to collect early.
Call to Action:
At Lipinski Civil Law, we help homeowners recover when contractors cause damage or fail to perform their work properly.
📞 727-643-8964 | 🌐 lipinskicivillaw.com